VOLUME - 6, ISSUE – 2 , JULY.TO DEC ,2020 ISSN NO. : 2455-4642 (ONLINE)
IDEES –International Multidisciplinary Research Journal
(Peer Reviewed)
A Research Paper
on
“A Study on Performance Evaluation of Select Public Sector Banks in
India using CAMEL Model during 2015 to 2019”
by
Ms. Boni Jariwala
Assistant Professor
D. R. Patel & R. B. Patel Commerce College and Bhaniben C Patel BBA College, Surat
E-mail: [email protected]
Contact: 09375520111
ABSTRACT
The success of an economy depends on performance of various sectors, of which financial
sector plays a very crucial role. Banks are the strong pillars financial sector and it is
important to carefully evaluate and analyze their performance to ensure a healthy financial
system and a sound economy. This paper aims to study the performance of public sector
banks in India using CAMEL model for a 5 year period from 2015 to 2019.
KEYWORDS
Ratios, public sector banks, CAMEL model, financial sector.
INTRODUCTION
Today, banks play an important role in the growth of an economy by providing funds to the
various sectors for investment. With advent of LPG (Liberalization, Privatization and
Globalization) reforms in India, banking sector has undergone immense changes. Apart from
the traditional functions of accepting and lending money, today‟s banking has adopted an
innovative way to provide best services to customers through the use of internet and
technology. However, the frauds and scams have also increased in banks since last few years
and the increasing NPAs are signaling some big problem to arrive in banking sector. Hence,
it is necessary to measure the performance of banks as to find which banks are managing
their business well in the current situation.
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